Michelle Rubio, EVP – Chief HR Officer at UnionBank and Corporate Social Responsibility Head,

champions PeopleTech—a fusion of technology and human-centric HR—to build high-tech, high-
touch talent. She leads people transformaƟon programs like UnionBank University, UBPXcellerator,

and the Asian InsƟtute of Digital TransformaƟon. Her work drives workforce innovaƟon and has
earned global recogniƟon.